{"id":4022,"date":"2020-12-05T04:36:15","date_gmt":"2020-12-05T04:36:15","guid":{"rendered":"https:\/\/vidalassurances.ma?p=4022"},"modified":"2023-03-02T14:09:06","modified_gmt":"2023-03-02T13:09:06","slug":"sinistre-quoi-et-que-faire","status":"publish","type":"post","link":"https:\/\/www.vidalassurances.ma\/ar\/sinistre-quoi-et-que-faire\/","title":{"rendered":"Cas de sinistre: Quoi et que faire?"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right:20px;--awb-padding-left:20px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1154.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-font-size:18px;\"><p><span style=\"font-weight: 400;\">Avez-vous d\u00e9j\u00e0 subi un accident de la route? Avez-vous \u00e9t\u00e9 victime d\u2019un <\/span><a href=\"https:\/\/www.vidalassurances.ma\/ar\/que-faire-en-cas-de-cambriolage\/\"><span style=\"font-weight: 400;\">cambriolage<\/span><\/a><span style=\"font-weight: 400;\"> ou d\u2019incendie? Avez-vous connu un d\u00e9g\u00e2t des eaux? Ou encore avez-vous fait face \u00e0 un accident domestique?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cet article r\u00e9pondra \u00e0 toutes ces questions et vous \u00e9clairera sur la d\u00e9marche \u00e0 suivre \u00e9tape par \u00e9tape. <\/span><\/p>\n<\/div><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom:20px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.4;\">1. Notifiez votre assureur dans les d\u00e9lais contractuels<\/h2><\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-content-alignment:left;--awb-font-size:16px;\"><p><span style=\"font-weight: 400;\">A noter que le point commun, ind\u00e9pendamment des cas, r\u00e9side dans la d\u00e9claration de votre sinistre aupr\u00e8s de votre assureur dans les d\u00e9lais impartis. Par ailleurs, le d\u00e9lai de d\u00e9claration est compt\u00e9 \u00e0 partir de la date de prise de connaissance du sinistre et non de la date de sa survenance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Les d\u00e9lais de d\u00e9claration varient de 2 \u00e0 10 jours selon la nature de votre sinistre. <\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-3\" style=\"--awb-content-alignment:left;\"><\/div><div class=\"fusion-text fusion-text-4\"><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom:20px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.4;\">2. Pr\u00e9parez les documents requis<\/h2><\/div><div class=\"fusion-text fusion-text-5\" style=\"--awb-content-alignment:left;--awb-font-size:16px;\"><p><span style=\"font-weight: 400;\">Vous serez amen\u00e9 \u00e0 collecter et communiquer un ensemble de documents n\u00e9cessaires \u00e0 votre d\u00e9claration aupr\u00e8s de votre assureur. <\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-6 list-element-blog\" style=\"--awb-content-alignment:left;--awb-font-size:16px;\"><ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Num\u00e9ro de police de votre contrat assurance ;<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Photos des dommages subis ;<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">D\u00e9claration sur l\u2019honneur pr\u00e9cisant la date, les circonstances ainsi que les causes du sinistre. <\/span><\/li>\n<\/ul>\n<\/div><div class=\"fusion-text fusion-text-7\" style=\"--awb-content-alignment:left;--awb-font-size:16px;\"><p><span style=\"font-weight: 400;\">En cas de sinistre auto-moto sans dommage corporel, un constat \u00e0 l\u2019amiable reste un document tr\u00e8s important permettant la d\u00e9limitation des responsabilit\u00e9s de chaque partie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En cas de vol, il faudra attacher \u00e0 votre dossier de d\u00e9claration de sinistre votre d\u00e9p\u00f4t de plainte aupr\u00e8s de la police. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">En cas de d\u00e9g\u00e2t des eaux, d\u2019incendie et de <\/span><a href=\"https:\/\/www.vidalassurances.ma\/ar\/que-faire-en-cas-de-cambriolage\/\"><span style=\"font-weight: 400;\">cambriolage<\/span><\/a><span style=\"font-weight: 400;\">, il faudra joindre un \u00e9tat estimatif des objets vol\u00e9s ou endommag\u00e9s avec \u00e9ventuellement des factures ou Photos (les Factures et les certificats d\u2019authenticit\u00e9 demeurent des \u00e9l\u00e9ments n\u00e9cessaires en cas d&#8217;existence d\u2019objets pr\u00e9cieux ou de biens de valeur)<\/span><\/p>\n<\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom:20px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.4;\">3. Suivez votre d\u00e9claration<\/h2><\/div><div class=\"fusion-text fusion-text-8\" style=\"--awb-content-alignment:left;--awb-font-size:16px;\"><p><span style=\"font-weight: 400;\">Dans le cas de sinistre automobile, et apr\u00e8s la d\u00e9claration \u00e0 votre assureur accompagn\u00e9e du constat amiable, vous avez le choix entre trois proc\u00e9dures d\u2019indemnisation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La premi\u00e8re est une indemnisation rapide ou forfait, la seconde est la prise en charge au niveau d\u2019un garage conventionn\u00e9 et la troisi\u00e8me est une indemnisation \u00e0 posteriori qui vous permet de faire r\u00e9parer votre voiture dans le garage de votre choix. <\/span><\/p>\n<\/div><style type='text\/css'>.reading-box-container-1 .element-bottomshadow:before,.reading-box-container-1 .element-bottomshadow:after{opacity:0.7;}<\/style><div class=\"fusion-reading-box-container reading-box-container-1 article-text\" style=\"--awb-title-color:#0f3951;--awb-margin-top:20px;--awb-margin-bottom:20px;\"><div class=\"reading-box\" style=\"background-color:#f4f4f6;border-width:0px;border-color:rgba(226,226,226,0);border-left-width:3px;border-left-color:var(--primary_color);border-style:solid;\"><div class=\"reading-box-additional\">\n<p><span style=\"font-weight: 400;\">Pour en savoir plus sur les couvertures de votre contrat, consultez notre article \u00ab<a href=\"https:\/\/www.vidalassurances.ma\/ar\/la-responsabilite-civile-cest-quoi\/\">Responsabilit\u00e9 Civile, c\u2019est quoi?<\/a>\u00bb<\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":7849,"featured_media":5496,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[48,50,51,55],"tags":[164],"_links":{"self":[{"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/posts\/4022"}],"collection":[{"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/users\/7849"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/comments?post=4022"}],"version-history":[{"count":6,"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/posts\/4022\/revisions"}],"predecessor-version":[{"id":8066,"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/posts\/4022\/revisions\/8066"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/media\/5496"}],"wp:attachment":[{"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/media?parent=4022"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/categories?post=4022"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vidalassurances.ma\/ar\/wp-json\/wp\/v2\/tags?post=4022"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}