{"id":3985,"date":"2020-12-05T01:22:42","date_gmt":"2020-12-05T01:22:42","guid":{"rendered":"https:\/\/vidalassurances.ma?p=3985"},"modified":"2021-02-01T11:47:18","modified_gmt":"2021-02-01T11:47:18","slug":"la-responsabilite-civile-cest-quoi","status":"publish","type":"post","link":"https:\/\/www.vidalassurances.ma\/ar\/la-responsabilite-civile-cest-quoi\/","title":{"rendered":"La Responsabilit\u00e9 Civile, c\u2019est quoi?"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right:20px;--awb-padding-left:20px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1154.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-font-size:18px;\"><p><span style=\"font-weight: 400\">Vous vous demandez pourquoi une responsabilit\u00e9 civile est une garantie obligatoire et importante dans les contrats d\u2019assurance. Qu\u2019il s&#8217;agisse d\u2019une <\/span><a href=\"https:\/\/www.vidalassurances.ma\/assurance-moto\/\"><span style=\"font-weight: 400\">assurance moto<\/span><\/a><span style=\"font-weight: 400\">, d\u2019une <\/span><a href=\"https:\/\/www.vidalassurances.ma\/assurance-auto\/\"><span style=\"font-weight: 400\">assurance auto<\/span><\/a><span style=\"font-weight: 400\"> ou encore d\u2019une <\/span><a href=\"https:\/\/www.vidalassurances.ma\/multirisque-habitation\/\"><span style=\"font-weight: 400\">assurance multirisques habitation<\/span><\/a><span style=\"font-weight: 400\">, la responsabilit\u00e9 civile a pour objectif de couvrir la prise en charge des dommages corporels et\/ou mat\u00e9riels caus\u00e9s \u00e0 autrui.<\/span><\/p>\n<\/div><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom:20px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.4;\">1. Responsabilit\u00e9 civile d\u2019assurance auto\/moto<\/h2><\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-content-alignment:left;--awb-font-size:16px;\"><p><span style=\"font-weight: 400\">Tous les v\u00e9hicules motoris\u00e9s doivent imp\u00e9rativement \u00eatre assur\u00e9s, au minimum par une garantie responsabilit\u00e9 civile. La responsabilit\u00e9 civile d\u2019<\/span><span style=\"font-weight: 400\"><a href=\"https:\/\/www.vidalassurances.ma\/assurance-auto\/\">assurance auto<\/a>\/<a href=\"https:\/\/www.vidalassurances.ma\/assurance-moto\/\">moto<\/a><\/span><span style=\"font-weight: 400\"> lors d\u2019un accident,  couvre les d\u00e9g\u00e2ts corporels et mat\u00e9riels de la victime quelque soit votre responsabilit\u00e9.<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-3\" style=\"--awb-content-alignment:left;\"><\/div><div class=\"fusion-text fusion-text-4\"><\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom:20px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.4;\">2. Responsabilit\u00e9 civile dans l\u2019assurance multirisque habitation<\/h2><\/div><div class=\"fusion-text fusion-text-5\" style=\"--awb-content-alignment:left;--awb-font-size:16px;\"><p><span style=\"font-weight: 400\">La responsabilit\u00e9 civile est int\u00e9gr\u00e9e dans la <\/span><a href=\"https:\/\/www.vidalassurances.ma\/multirisque-habitation\/\"><span style=\"font-weight: 400\">couverture multirisque habitation<\/span><\/a><span style=\"font-weight: 400\">. Elle est importante car elle vous couvre ainsi que votre famille et le personnel de maison contre les d\u00e9g\u00e2ts mat\u00e9riels et corporels caus\u00e9s \u00e0 un tiers ou \u00e0 ses biens. Elle vous prot\u00e8ge en tant qu\u2019occupant contre les d\u00e9g\u00e2ts corporels et mat\u00e9riels caus\u00e9s \u00e0 vos voisins lors d\u2019un incendie ou d\u2019un d\u00e9g\u00e2t des eaux par exemple.<\/span><\/p>\n<\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom:20px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:28;line-height:1.4;\">3. Responsabilit\u00e9 civile d\u2019assurance loisirs<\/h2><\/div><div class=\"fusion-text fusion-text-6\" style=\"--awb-content-alignment:left;--awb-font-size:16px;\"><p><span style=\"font-weight: 400\">La responsabilit\u00e9 civile<\/span><a href=\"https:\/\/www.vidalassurances.ma\/plaisance-jet-ski\/\"><span style=\"font-weight: 400\"> jet ski et bateau de plaisance<\/span><\/a><span style=\"font-weight: 400\"> est obligatoire et vous garantit une couverture des dommages mat\u00e9riels et corporels caus\u00e9s \u00e0 autrui. En mer, certains accidents caus\u00e9s aux baigneurs par les jet ski sont parfois graves, raison pour laquelle il est imp\u00e9ratif d\u2019avoir cette garantie.<\/span><\/p>\n<p><span style=\"font-weight: 400\">La responsabilit\u00e9 civile bateau de <\/span><a href=\"https:\/\/www.vidalassurances.ma\/plaisance-jet-ski\/\"><span style=\"font-weight: 400\">plaisance <\/span><\/a><span style=\"font-weight: 400\">prend en charge les dommages corporels caus\u00e9s aux invit\u00e9s et personne \u00e0 bord. Elle est active m\u00eame quand vous pr\u00eatez votre bateau.<\/span><\/p>\n<\/div><div class=\"fusion-reading-box-container reading-box-container-1 article-text\" style=\"--awb-title-color:#0f3951;--awb-margin-top:20px;--awb-margin-bottom:20px;\"><div class=\"reading-box\" style=\"background-color:#f4f4f6;border-width:0px;border-color:rgba(226,226,226,0);border-left-width:3px;border-left-color:var(--primary_color);border-style:solid;\"><div class=\"reading-box-additional\">\n<p>En r\u00e9sum\u00e9, la responsabilit\u00e9 civile est importante et obligatoire mais se limite \u00e0 votre responsabilit\u00e9 vis-\u00e0-vis des tiers, c\u2019est pourquoi les garanties annexes sont propos\u00e9es pour vous couvrir de mani\u00e8re optimale.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":7849,"featured_media":5497,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[48,50,51,55],"tags":[164],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Responsabilit\u00e9 civile : c&#039;est quoi ? 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